As is customary in all overseas study programs (and in colleges generally) if a student withdraws from the program after a certain date no refund is possible. If a student notifies WISC in writing before the date given, he or she will receive a refund of all fees paid, less a $300 administrative fee. Our refund policy is naturally included in our prospectus (in the "Regulations" form at the end of the application form signed by all applicants) and in our detailed admissions letter. We also advise students to obtain some kind of tuition insurance from their insurance agent to protect themselves in the future. Students and overseas advisers will understand that, as in all overseas study programs, most of the expenses must be paid in advance and "running" expenses (rent is paid monthly, for instance) are still budgeted on a termly or yearly basis, as the case may be. We are responsible for paying the full amount of a yearly lease, for instance. Our overall fees are set, therefore, with these committed expenses in mind. We have included this full explanation in the Handbook so that students will be fully informed. To repeat our refund policy: "Refunds are granted" (this is from the application form) "only to those students whose written notices of withdrawal are received by the Council before September 1, 2007 for the academic year or for the Fall term, (including the September program) or for the combined Fall and Winter terms, or before December 15, 2007 for the Winter term 2008 or for the combined Winter and Spring terms of 2008, or before March 15, 2008 for the Spring Term, or before May 10, 2008 for the Summer Session". Future years and terms would come under exactly the same policies (allowing for differences in the year....1999, 2000, 2001 etc.). We stress that students who enrol for a year or for two combined terms are enrolled for those periods and the deadline date for withdrawal is the date prior to the start of the combined terms or year. After those dates no refunds are possible. As we also say in our admissions letter a student may make a special agreement with WISC to modify one of our general policies (for instance, we might guarantee a handicapped student a ground floor room in advance). It is the student's responsibility to obtain a letter from WISC confirming this agreement. You will readily see that this avoids confusion since either person involved could honestly forget a conversation 6 months old. In this way we seek to protect our students against any possible misunderstanding in the future. "My tutorials have been excellent. Both of my tutors (Fellows of St. Hilda's College) are outstanding as teachers and outstanding in their fields of study." CJ, UCLA "I dine in my college for social, not nutritional reasons." JS,Yale "My academic program was excellent. I had great tutors who were knowledgeable and pushed me to work hard. The positive attribute of the WISC program is the near total integration with Oxford." JA, Hamilton College